OCT
13

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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Mickleover

Cedar Wealth Planning Limited

The Greenhouse, 106 - 108 Ashbourne Rd, Derby DE22 3AG, UK – 01332 447484

The Paul Barker Practice

28 Ashbourne Rd, Derby DE22 3AD, UK – 01332 834848

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Mickleover.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
Lloyds Bank

11 Uttoxeter Rd, Derby DE3 0GB, UK – 0845 300 0000

Seems a little under staffed these days ... almost as though it is being wound down for closure. ATM/cash machine just outside and automated deposit machine inside in addition to the customer counters. Free but generally busy parking.

Small branch but excellent service

Nationwide

22 Uttoxeter Rd, Derby DE3 5DA, UK – 0800 554 1692

Helpful staff and handy location in the village with free parking close by

Helpful staff were on hand when the bank messed up and made sure I stayed a happy customer

Banks

Lloyds Bank

11 Uttoxeter Rd, Derby DE3 0GB, UK – 0845 300 0000

Seems a little under staffed these days ... almost as though it is being wound down for closure. ATM/cash machine just outside and automated deposit machine inside in addition to the customer counters. Free but generally busy parking.

Small branch but excellent service

Nationwide

22 Uttoxeter Rd, Derby DE3 5DA, UK – 0800 554 1692

Helpful staff and handy location in the village with free parking close by

Helpful staff were on hand when the bank messed up and made sure I stayed a happy customer

Building Societies

Nationwide

22 Uttoxeter Rd, Derby DE3 5DA, UK – 0800 554 1692

Helpful staff and handy location in the village with free parking close by

Helpful staff were on hand when the bank messed up and made sure I stayed a happy customer

Mortgage Brokers

Mortgage Link Derby Ltd

39 Murray Rd, Derby DE3 9LD, UK – 0845 644 3944

The best advice was given to me by Richard jukes .im Now mortgage free after Just 16 yrs.

Crystal Clear Financial Planning

Vernon St, Derby DE1 1UJ, UK – 01332 382917

My Finance Friend

Office 54 Derby West Business Park, Ashbourne Road, Mackworth, Derby DE22 4NB, UK – 0800 044 5733

Mortgages

AMP Mortgages

32 Linnet Hill, Mickleover, Derby DE3 0SJ, UK – 01332 232627

Mortgage Link (Derby) Ltd

39 Murray Rd, Mickleover, Derby DE3 9LD, UK – 01332 602379

Mortgage Link Derby Ltd

39 Murray Rd, Derby DE3 9LD, UK – 0845 644 3944

The best advice was given to me by Richard jukes .im Now mortgage free after Just 16 yrs.

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